Healthcare Gov News
Insurance Company Or Independent Broker; Which Is Best When Shopping For ObamaCare, (ACA), Health Plans?
Does shopping for ObamaCare leave you feeling a bit confused? Do not be afraid to ask for help from an insurance broker. Brokers, by law, can not tack on a commission to the ACA policy price, so you will pay the same premium whether you buy from a company or through an indepedent broker. A broker can explain the various plans and assist you in selecting the one that best suits your lifestyle. Be sure to choose a broker who works independently with a variety of companies rather than a broker that is associated with a specific insurer; you will...
read moreObamaCare Enrollment Falling Short Of Predicted Numbers.
ObamaCare isn’t meeting enrollment expectations because, except for low income earners who receive the largest subsidies and lowest deductibles, the insurance plans that Obamacare is requiring people to buy are unattractive. Unless they have pre-existing conditions, the value simply isn’t there for middle-class Americans.The seven million enrollee shortfall that Obamacare is experiencing is a direct result of trying to force people to buy health insurance, but offering prices and deductibles, that are too costly. Even with the increasing...
read moreOpen Enrollment Obamacare, (ACA), 2016
The open enrollment window dates for the Affordable Care Act of 2016, are November 1, 2015 – January 31, 2016, and are effective whether you purchase from an Obamacare (ACA) insurance exchange or from an insurance company. You will need a “qualifying event” to enroll outside of the open enrollment period. Qualifying events are: marriage, birth or adoption, becoming a United States citizen, losing other health coverage due to involuntary circumstances, or, relocating permanently to an area where new Obamacare health plans are...
read moreClosed Health Insurance Exchanges Make Enrollment For ACA Health Plans More Difficult, Expensive, And Confusing.
Enroll by December 15, 2015, for Coverage Starting January 1, 2016. If your state’s, Health Insurance Exchange, has closed, enter your zip code, and seek certified, trained insurers for assistance with choosing an, (ACA) Obamacare health plan. With elements like, Open Enrollments, Deductibles, Hardship Exemptions, Co-pays, Coinsurance For Drugs, Coinsurance For Tests, Special Enrollment Periods, Out Of Pocket, Shared Responsibility Payment Tax Penalty, Out-Of-Network Health Care, Health Insurance Subsidies, Supplemental Health Care...
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