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Healthcare Marketplace

also called

Healthcare Exchange or

Marketplace Healthcare Gov Site

You can get health insurance AND MediGap insurance quotes any time – right here:

Just put in your zip code in the box above
and set the age parameter to view agents near you. FOR FREE!

The 2016 open enrollment period using the Marketplace Healthcare Gov Site begins

November 1, 2015 and will end January 31, 2016.

We make Obamacare and Medigap easy.

Our goal is to make the process of identifying and selecting a Health Insurance/Medigap plans simple and hassle-free. You will be working with licensed insurance agents representing top, reputable insurance carriers. Our service is easy to use, free and with no obligations to purchase – ever.

Under the Affordable Care Act (ACA), it’s possible for many more people to get insured, including those with pre-existing conditions and those who used to have no coverage option that fit their budget.

The HealthCare Marketplace is not a government site.

Facts about Health Care Marketplace.

How to Get Affordable Health Insurance Coverage in 2015 and 2016

Insurance Requirement.

Under ObamaCare – every one of you must have health insurance, or you will have to pay a penalty. Pretty well any type of coverage will meet the requirement of the mandate. Private insurance, employer insurance, Medicare, Medicaid, CHIP, Veterans Affairs, the Indian Health Service or Tricare.

There is a Penalty if you don’t comply.

People who do not have a qualified health insurance policy will have to pay a tax penalty – starting at $95/individual, $285/family or 1 percent of income. Whichever is the greater for 2014. The incredible thing is, those penalties rise to $695 per individual, $2,085 per family or 2.5 percent of income in 2016. If you have low enough income you won’t have to pay a penalty.

The Healthcare Marketplace – HealthCareGov is a U.S. Government website launched Oct 1, 2013.

The Health Marketplace is a novel way to seek out health insurance coverage that will fit your budget and meet your needs as well. You only have to fill out one application and you can then see all your options and enroll into a health insurance plan.

Basically, it is simply a place for private insurers to apply for, and if they qualify – meeting stringent rules – they will be able to list their policies on

Can you get lower costs on your monthly premiums for private insurance plans? Maybe. Time will tell. We think that the private insurance companies will want to remain competitive. Health insurance plans are very lucrative for insurers.

NOTE: If you are already on Medicare (65 years or older), there is no need to apply on the Health Insurance Marketplace. You are already covered.

“We want to reassure Medicare beneficiaries that they are already covered, their benefits are not changing and the marketplace doesn’t require them to do anything,” said Michele Patrick, Medicare’s deputy director for communications.

Better health insurance choices: The Health Marketplace is a new way to find health coverage that fits your budget and meets your needs. With one application, you can see all your options and enroll.

Here are some reasons to apply and get covered:

  • You’ll get the health care you need, when you need it.
  • You’ll get free preventive care such as vaccines, screenings, and check-ups.
  • You’ll get coverage for prescription pharmaceuticals, emergency care, doctors’ visits, and many other health care services.
  • You’ll get coverage for pre-existing health conditions that might have kept you from getting coverage in the past.

Most folks using healthcare gov will qualify to save some money. To find out how much you are eligible for when you apply, it will help to have these things close by:

  • Social Security numbers – or alien numbers for legal immigrants
  • Birth dates of all family members
  • Pay stubs, W-2 forms, or Wage and Tax Statements
  • Policy numbers for any current health insurance plans
  • Information about any health insurance you or your family could get from your jobs

Health Insurance plans will be offered by private companies, and they cover the same core set of benefits called essential health benefits. No plan can turn you away or charge you more because you have an illness or medical condition. They must cover treatments for these conditions. For example, plans cannot charge women more than men for the same plan.

If you have a pre-existing condition, you cannot be refused under this plan. Insurers also cannot charge you more just because you are, or have been sick. Once you get insurance coverage, companies can’t not treat you for any conditions you may have had prior to your application and approval. Amazingly enough, this holds true even if you have been refused coverage and/or treatments in the past.

Marketplace Healthcare Gov Site | Healthcare Marketplace | Marketplace Healthcare | Healthcare Exchange | Health Marketplace

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