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Take Advantage Of The Open-Enrollment-Pe...

We are rapidly passing through the three-month long Open-Enrollment-Period, (OEP), during which people can compare and select an ObamaCare Plan, for health coverage during 2016.  Open-Enrollment-Period is November 1, 2015 – January 31, 2016. The Obama administration has recently announced that it will televise a national advertising campaign to counter-act the perception held by young workers and students with low incomes, that health-care insurance under the Affordable Care Act is non-affordable.  With images showing workers in department stores, restaurants, and other...

Confusing ObamaCares’, Medicare Su...

Beneficiaries who are new to Medicare can find it to be very confusing, and are asking insurance agents about “Other Medicare Plans” on a daily basis. Most beneficiaries asking the questions are confusing Medicare Supplement (aka Medigap), and the Medicare Advantage Plan, calling their current plan a Medicare Supplement Plan when they are actually enrolled into a Medicare Advantage Plan. Medicare Supplement is NOT a Medicare Advantage Plan, and it is very important to know that the two plans work in very different ways. October 15 through December 7, is the...

Open Enrollment Obamacare, (ACA), 2016

The open enrollment window dates for the Affordable Care Act of 2016, are November 1, 2015 – January 31, 2016, and are effective whether you purchase from an Obamacare (ACA) insurance exchange or from an insurance company. You will need a “qualifying event” to enroll outside of the open enrollment period.  Qualifying events are: marriage, birth or adoption, becoming a United States citizen, losing other health coverage due to involuntary circumstances, or, relocating permanently to an area where new Obamacare health plans are available.  The only exception to...
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