Obamacare Coverage Of Ambulance Transpor...

Are My Ambulance Services Covered By Medicare/Obamacare/Affordable Care Act? When it is determined that any other type of transport to a critical-access health facility, a hospital, or a nursing facility for skilled medically-necessary services would threaten the life of the beneficiary, Medicare/Obamacare covers the costs of ambulance transportation.  It may also pay for emergency air-transport, when ground-transportation can not be obtained. This coverage only extends to the nearest healthcare facility capable of providing the needed care.  The Healthcare Plan...

The Affordable Care Act, (aka, Obamacare...

According to the New York Times, a recent study indicates that the Affordable Care Act (Obamacare) is effecting, significantly, the diagnosis of cervical cancer, in its’ early-stages, in women aged twenty-six and younger.  Using a hospital registry that contains seventy percent of the United States cases of cervical cancer, American Cancer Society researchers cross-referenced the diagnoses of females with cervical cancer before the 2010 introduction of the Affordable Care Act and after, and found an increase in early detection of the disease in women enrolled in the...

Take Advantage Of The Open-Enrollment-Pe...

We are rapidly passing through the three-month long Open-Enrollment-Period, (OEP), during which people can compare and select an ObamaCare Plan, for health coverage during 2016.  Open-Enrollment-Period is November 1, 2015 – January 31, 2016. The Obama administration has recently announced that it will televise a national advertising campaign to counter-act the perception held by young workers and students with low incomes, that health-care insurance under the Affordable Care Act is non-affordable.  With images showing workers in department stores, restaurants, and other...

Initial Enrollment Period Is Important F...

If you are thinking of enrolling in Original Medicare, you have what is considered your, Initial Enrollment Period. That period is the ninety days before your 65th birthday, your birthday month, and ninety days after your birthday month. It is this period of time that you will want to examine a Medicare Supplement Policy.  Why?, … because you are guaranteed coverage without any underwriting during this initial enrollment period, meaning, the insurance company can not disqualify you for pre-existing conditions. After your initial period ends, the insurer can still...

Obamacare Doesn’t Cover Everything...

  What’s not covered by Medicare Plans, Part A & Part B. Even if Medicare covers a service or item, there are two aspects of coverage that are the financial responsibility of the insured individual.                                                                                                                                                                                                                                     1. your coinsurance — the amount you may be required to pay as your share of the cost for services after you pay any...

Confusing ObamaCares’, Medicare Su...

Beneficiaries who are new to Medicare can find it to be very confusing, and are asking insurance agents about “Other Medicare Plans” on a daily basis. Most beneficiaries asking the questions are confusing Medicare Supplement (aka Medigap), and the Medicare Advantage Plan, calling their current plan a Medicare Supplement Plan when they are actually enrolled into a Medicare Advantage Plan. Medicare Supplement is NOT a Medicare Advantage Plan, and it is very important to know that the two plans work in very different ways. October 15 through December 7, is the...